The Building Loss Specialists

Before or after a Loss, we are the Building People

Integral Building Reports

  • BUILDING UNDERWRITING APPRAISAL REPORT

    building inspection A Building Underwriting Appraisal Report (BUAR) is a building replacement cost analysis which provides an accurate estimate of the amount of insurance required to replace each structure and/or amenity exactly as it stands on the day the report is prepared. The appraisal provides a separate value for: Replacement Cost, New; Bylaws and Code Upgrade; a combined Emergency Service, Stability, Security, Abatement; Deconstruction, Demolition, Debris Removal, Catastrophe, Reproduction Cost, New evaluation. The BUAR provides all the required amounts for policy limits and sub-limits. When required the report can also include Occupancy Design Fixtures: Restaurants – Commercial Kitchen Cooking Equipment; Theatres – Theatre Seating, Stage Equipment; Churches – Organs, Chimes, Carillons, ...
  • DEPRECIATION REPORTS

    These reports are designed to assess the condition and age with respect to the common property and limited common property of a Strata building and/or complex. The Strata owners can then ensure that there are sufficient reserve funds available to address any repair or replacement required. The reports provide a reserve funding schedule that is amortized over 20 to 30 years, depending upon which amortization period applies. The reports provide the estimated life expectancy (in years) of the components of all common areas of the Strata properties. Components assessed include: the Roof System; the Exterior Wall System; Interior Finishes; Basement Finishes; Mechanical Systems; Electrical Systems; Common Amenities; and Landscaping. The reports also address additional expenses: Maintenance and Upkeep expenses; Projected Future Depreciation Report Costs; Insurance Deductibles; Projected Engineering and Geotechnical Services to ensure the integrity of aging building components.
  • FACILITY ASSET MANAGEMENT REPORTS

    These reports are designed to assess the condition and age of all the components of a building so that the building owners can ensure that there are sufficient funds available to address any repair or replacement required. The reports provide a funding schedule that is amortized over 20 to 30 years, depending upon which amortization period applies. The reports provide the estimated life expectancy (in years) of all the components of the entire building. Components assessed include: the Roof System; the Exterior Wall System; Interior Finishes; Basement Finishes; Mechanical Systems; Electrical Systems; Common Amenities; and Landscaping. The reports also address additional expenses: Maintenance and Upkeep expenses; Projected Future Depreciation Report Costs; Insurance Deductibles; Projected Engineering and Geotechnical Services to ensure the integrity of aging building components.
  • BUILDING DAMAGE ASSESSMENT REPORT

    The Damage Assessment Report (DAR) is designed to provide a Principle of Substitution analysis for obsolete materials and labour practices that are not considered to be part of the Building Code Bylaw Segment. The report includes: Conditions of the Loss; Timelines; Scope of Damage; and an Assessment of Restoration. The report will address separately when applicable: Building Code Upgrades; Municipal Bylaws; Green Construction. The method of reconstruction for this report is "Unit or Assemblies" evaluation.
  • TOTAL BUILDING LOSS APPRAISAL REPORT

    The Loss Appraisal Report (LAR) provides a building replacement cost analysis which is an accurate estimate of the amount of insurance required to replace each structure and/or amenity exactly as it stands at the completion of the report. The appraisal provides a separate value for: Replacement Cost, New; Bylaws and Code Upgrades; a combined Emergency Service, Stability, Security; Abatement; Deconstruction, Demolition, Debris Removal; Catastrophe; Reproduction Cost, New evaluation. The LAR provides all the required amounts for policy limits and sub-limits.
  • ACTUAL CASH VALUE APPRAISAL REPORT

    This report is designed to provide the depreciated percentage to be applied to the Replacement Cost valuation determined by either the LAR or the DAR. It defines how the depreciation is determined. The report addresses the remaining life expectancy of the specific finish or feature taking into consideration issues such as wear and tear. The report typically is required when an entirely different finish or feature, not of like kind and quality, will be used for the reconstruction, or when a cash settlement is agreed to and no reconstruction will take place.
  • FILE AUDIT REPORT

    The intent of this report is to quantify for an adjuster or examiner the costs associated with the loss after the building has been reconstructed. The report will provide a review of the material provided by the adjuster or examiner. A spreadsheet of costs and a timeline of events will be established, including a reconciliation of all invoices.

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